Steady Horse Cookie Policy
Last Updated:
August 5, 2025
1. What Are Cookies?
Cookies are small text files placed on your computer or mobile device when you visit a website. They are widely used to help websites operate more efficiently, improve performance, and provide information to the site owners. Cookies can also personalize your experience and remember your preferences between visits.
2. How We Use Cookies
Steady Horse uses cookies across all of our websites, including but not limited to:
We use cookies for the following purposes:
Essential Cookies – Required for the site to function properly, including account login, checkout, and secure payment processing.
Performance Cookies – Collect anonymous usage data to improve site performance.
Functionality Cookies – Remember user preferences such as language, location, and saved logins.
Targeting / Advertising Cookies – Deliver ads relevant to your interests, limit ad frequency, and measure ad performance.
Security Cookies – Help prevent fraud, unauthorized access, and protect payment transactions.
3. Types of Cookies We Use
First-Party Cookies – Set directly by Steady Horse for core site functionality, personalization, and security.
Third-Party Cookies – Set by trusted service providers, including:
Analytics providers (e.g., Google Analytics)
Payment processors (e.g., Stripe, PayPal, Klarna, Affirm) to facilitate secure payments and prevent fraud.
4. Managing Cookies
You can control and manage cookies through your browser settings. Options include:
Blocking all cookies
Blocking third-party cookies
Deleting cookies already stored on your device
Setting preferences for specific cookie categories
Note: Disabling cookies may limit site functionality, including your ability to log in, process payments, or access account features.
5. Data Security and Cookies
Some cookies support our secure checkout process and interactions with third-party payment processors (Stripe, PayPal, Klarna, Affirm, ACH processors). These cookies may:
Store encrypted session IDs to secure your checkout process
Help detect and prevent fraudulent transactions
Ensure the correct application of your payment method (e.g., ACH, credit card, or PayPal)
Steady Horse LLC does not store your full payment details in cookies. Payment information is handled exclusively by PCI-DSS compliant third-party processors.
For more details, review our Privacy Policy.
6. Payment Methods, Processing Fees & Security
We accept the following payment methods:
Credit or debit card (Visa, Mastercard, American Express, Discover)
ACH bank transfer (available for Elite and Platinum memberships only)
Buy-now-pay-later services such as Klarna and Affirm
PayPal
Processing Fees:
All credit card and PayPal payments incur a 3.99% processing fee, including payments made via Klarna or Affirm.
ACH payments are exempt from processing fees (Elite and Platinum memberships only).
Premium Membership does not qualify for ACH payments.
Secure Handling of Payment Information:
Steady Horse LLC does not store your full payment details. All transactions are processed by PCI-DSS compliant third-party payment processors such as Stripe, PayPal, Klarna, and Affirm. These platforms use encryption and other industry-standard safeguards to secure your data.
Your complete payment details are never visible to our team—only the last four digits of your account or card number are retained for reference.
Third-Party Payment Provider Responsibility:
If you use Klarna, Affirm, or PayPal Credit, refund approvals from Steady Horse do not automatically cancel your repayment obligations with these providers. You remain subject to their repayment terms, late fees, interest rates, and policies. Steady Horse is not responsible for any actions taken by third-party payment providers.
7. Changes to This Cookie Policy
We may update this policy from time to time. If significant changes are made, we will update the “Last Updated” date above and may notify you via email or in-app message.
8. Contact Information
If you have questions about this Cookie Policy, contact us:
Steady Horse LLC
Email: [email protected]